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Bridging Loan Guide »
What is a Bridging Loan?
Benefits of Bridging Loans
Bridging Loan Criteria
Understanding the costs of Bridging Finance
A bridging loan is a type of short-term loan that is designed to “bridge the gap” between two financial situations.
It’s a loan that provides quick access to cash, usually for a short period (typically up to 12 months), to help individuals or businesses overcome a temporary financial shortfall or uncertainty.
Bridging loans are typically used in situations where the borrower needs to:
Each Bridging Loan lender in the UK has its own unique set of criteria that borrowers must meet to qualify for a loan. While some lenders focus on lending to low-risk borrowers with stable financial profiles, others specialise in specific niches or market sectors, catering to a particular type of borrower or project.
As a rule, there are two essential criteria you’ll need to meet to qualify for a bridging loan:
Bridging Loan Requirements:
Or, if you’d prefer it as a standalone quote:
Other basic criteria you will need:
When it comes to bridging finance, there’s a range of costs involved. The specific costs you’ll incur will depend on the complexity of your case, the size of your loan, and other factors. Here are some of the typical costs you might need to consider:
Disclaimer: Lender Portal is a credit broker that connects UK businesses with a range of lenders. We work closely with businesses and their trusted advisors to provide access to business finance solutions. While we do not provide loans or other financial products ourselves, we can introduce you to a selection of providers that may be suitable for your needs. We may receive commission from the lenders we introduce you to, should you proceed with an application, and applicants must be at least 18 years old and meet specific terms and conditions to be eligible for our services. Guarantees and indemnities may be required by some lenders as part of their lending criteria. Lender Portal is registered with Companies House (Company Number: 15871826) and is based at 71-75 Shelton Street, Covent Garden, London WC2H 9JQ. By using our services, you acknowledge that you have read and understood these terms and conditions, and agree to be bound by them. ICO number: ZB727660
