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Asset Finance

Keep your business running smoothly and improve your cash flow with a working capital loan. Request your quote today!

 

It’s speedy, cost-free, and won’t influence your credit score.

What is Asset Finance

Asset finance is a versatile funding option that allows businesses to acquire, manage, or maintain the assets they need to operate effectively.

 

Whether you’re looking to purchase new equipment, vehicles, or machinery, asset finance enables you to spread the cost over time, preserving your cash flow for other essential business activities.

 

Benefits of Asset Finance

  • Preserve Capital: Keep your working capital free for other investments by spreading the cost of your equipment over affordable monthly payments.
  • Flexible Solutions: Tailor your asset finance options to suit your specific needs, whether it’s leasing, hire purchase, or refinancing existing assets.
  • Access to the Latest Equipment: Stay competitive by utilizing the most current technology and equipment without the burden of outright purchase.
  • Tax Benefits: Depending on the structure, asset finance can provide tax advantages, enhancing your overall financial efficiency.

Eligible Assets for Asset Finance

At Lender Portal, we provide asset finance solutions that cover a wide range of assets essential for your business operations. Understanding which assets qualify for asset finance can help you make informed decisions. Below are the common categories of assets that are eligible for financing:

 

1. Vehicles

  • Cars, vans, trucks, and commercial vehicles
  • Specialty vehicles like refrigerated trucks or lorries
  • Fleets for transportation businesses

2. Machinery and Equipment

  • Construction equipment such as excavators, cranes, and bulldozers
  • Manufacturing machinery including CNC machines, lathes, and conveyor systems
  • Agricultural equipment like tractors and harvesters

3. Technology and IT Equipment

  • Computers, servers, and laptops
  • Telecommunications equipment and networking hardware
  • Software purchases or licenses

4. Office Furniture and Fixtures

  • Desks, chairs, and cubicles
  • Shelving and storage solutions
  • Conference and meeting room equipment

5. Tools and Trade Equipment

  • Power tools and hand tools for various industries (construction, plumbing, electrical, etc.)
  • Specialized equipment like POS systems for retail businesses

6. Inventory and Stock

  • Stock financing for retail or wholesale businesses
  • Seasonal inventory to meet demand fluctuations

7. Commercial Real Estate Improvements

  • Renovations or improvements to commercial spaces, including fit-outs

8. Other Specialized Assets

  • Medical equipment for healthcare providers
  • Hospitality equipment like kitchen appliances for restaurants
  • Signage or branding materials for businesses

Why Choose Lender Portal?

  • Instant Quotes: Our user-friendly platform allows you to receive instant quotes from multiple lenders, ensuring you find the best deal tailored to your business needs.
  • Wide Range of Lenders: With a diverse panel of over 70 lenders, we offer a variety of lending options, ensuring competitive rates and terms.
  • Quick and Easy Process: Save time with our streamlined application process – get matched with the right lender and receive quotes in just a few clicks.
  • Expert Guidance: Our knowledgeable team is here to assist you throughout the process, providing insights and support to help you make informed decisions.

How It Works

 

  1. Submit Your Requirements: Simply fill out our online form with your business details and the assets you wish to finance.
  2. Compare Offers: Receive tailored financing options from multiple lenders, enabling you to compare rates, terms, and repayment plans.
  3. Select Your Lender: Choose the offer that best suits your financial situation and business goals.
  4. Get Funded: Finalize your agreement and receive your funds promptly, allowing you to acquire the assets you need to elevate your business.

Ready to Grow Your Business?

Contact us today to discuss your business loan needs and explore the financing options
available to support your business expansion.

Disclaimer: Lender Portal is a credit broker that connects UK businesses with a range of lenders. We work closely with businesses and their trusted advisors to provide access to business finance solutions. While we do not provide loans or other financial products ourselves, we can introduce you to a selection of providers that may be suitable for your needs. We may receive commission from the lenders we introduce you to, should you proceed with an application, and applicants must be at least 18 years old and meet specific terms and conditions to be eligible for our services. Guarantees and indemnities may be required by some lenders as part of their lending criteria. Lender Portal is registered with Companies House (Company Number: 15871826) and is based at 71-75 Shelton Street, Covent Garden, London WC2H 9JQ. By using our services, you acknowledge that you have read and understood these terms and conditions, and agree to be bound by them. ICO number: ZB727660

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