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Privacy Policy

 

This privacy policy applies to all users of the Lenderportal website and outlines how we collect, use, and protect your personal data. Please read this policy carefully to understand how we handle your data.

Please read this privacy policy carefully.

Definitions and interpretation

In this policy, the following definitions apply:

  • “Data” refers to any information that you provide to us through the Website.
  • “Cookies” refers to small text files placed on your computer by the Website.
  • “Data Protection Laws” refers to any applicable laws relating to the processing of personal data, including the General Data Protection Regulation (GDPR) and the UK Data Protection Act 2018.
  • “Lenderportal” refers to our company, Lenderportal Ltd, a company incorporated in England and Wales with registered number 15871826 whose registered office is at 71-75 Shelton Street, Covent Garden, London WC2H 9JQ.
  • “User” refers to any third party that accesses the Website and is not employed by or acting on behalf of Lenderportal.

Scope of this privacy policy

This policy only applies to the actions of Lenderportal and Users with respect to the Website. It does not extend to any websites that can be accessed from the Website.

Data collected

We may collect the following data from you:

  • Name
  • Date of birth
  • Gender
  • Job title
  • Profession
  • Contact information (email addresses, telephone numbers)
  • Demographic information (postcode, preferences, interests)
  • Financial information (credit/debit card numbers)
  • IP address (automatically collected)
  • Web browser type and version (automatically collected)
  • Operating system (automatically collected)
  • List of URLs starting with a referring site, your activity on this Website, and the site you exit to (automatically collected)

How we collect Data

We collect data in several ways:

  • You provide it to us directly
  • We receive it from other sources
  • We collect it automatically

Use of Data

We use your data for the following purposes:

  • Internal record keeping
  • Improvement of our products/services
  • Transmission by email of marketing materials that may be of interest to you
  • To enable us and our partners to provide you with our comparison service

We use your data for these purposes if we deem it necessary for our legitimate interests. You have the right to object in certain circumstances.

Consent

We will obtain your consent before using your data for direct marketing purposes. You can withdraw your consent at any time.

Who We Share Data With

We may share your data with:

  • Our employees, agents, and/or professional advisors
  • Third-party service providers who provide services to us

Keeping Data Secure

We use technical and organisational measures to safeguard your data, including:

  • Access control through unique user names and passwords
  • Storage on secure servers
  • Encryption using SSL technology

Data Retention

We will only hold your data for as long as necessary for the purposes outlined in this policy or until you request that we delete it.

Your Rights

You have the following rights in relation to your data:

  • Right to access: request a copy of the information we hold about you
  • Right to correct: request that we modify or update inaccurate information
  • Right to erase: request that we delete your data
  • Right to restrict: request that we limit our use of your data
  • Right to portability: request that we transfer your data to another controller
  • Right to object: object to our use of your data

To exercise any of these rights or withdraw your consent, please contact us at [email protected]

Transfers Outside the European Economic Area

We may transfer your data outside the European Economic Area. We will only do so where it is compliant with Data Protection Laws and where there are adequate safeguards in place.

Links to Other Websites

The Website may contain links to other websites. We are not responsible for the content of these websites or how they handle personal data.

Changes of Business Ownership and Control

We may transfer or sell part or all of our business. In such cases, we will ensure that your personal data is transferred along with that part of our business and that it will be used in accordance with this policy.

Cookies

The Website uses cookies to improve your experience. We have chosen these cookies carefully and taken steps to ensure that your privacy is protected. By giving your consent, you are enabling us to provide a better service to you.

Below is a list of the cookies that we use. We have tried to ensure this is complete and up to date, but if you think that we have missed a cookie or there is any discrepancy, please let us know.

  • Essential Cookies:

    • Necessary for the operation of our website.
    • Enable you to navigate and use features of the site.
  • Performance Cookies:

    • Collect information about how visitors use our website, such as which pages are most visited.
    • Help us improve website performance and user experience.
  • Functional Cookies:

    • Allow our website to remember your choices (e.g., username, language, region).
    • Provide enhanced, more personal features.
  • Targeting Cookies:

    • Used to deliver advertisements that are more relevant to you and your interests.
    • May limit the number of times you see an advertisement and help measure the effectiveness of advertising campaigns.
    • Usually placed by advertising networks with the website operator’s permission.
  • Third-Party Cookies:

    • In addition to our own cookies, we may also use various third-party cookies.
    • These cookies help report usage statistics of the Website and deliver targeted advertisements.
    • Governed by their respective privacy policies.

Managing Cookies

 

You have the right to decide whether to accept or reject cookies. You can manage your cookie preferences through your browser settings. Most web browsers allow you to control cookies through their settings preferences. However, if you choose to remove or reject cookies, this could affect the availability and functionality of our website.

For more information on how to manage cookies, you can visit www.allaboutcookies.org or use the contact page and drop us a message to find out more.

 

Changes to This Privacy Policy

 

We may update this privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page. You are advised to review this privacy policy periodically for any changes.

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Disclaimer: Lender Portal is a credit broker that connects UK businesses with a range of lenders. We work closely with businesses and their trusted advisors to provide access to business finance solutions. While we do not provide loans or other financial products ourselves, we can introduce you to a selection of providers that may be suitable for your needs. We may receive commission from the lenders we introduce you to, should you proceed with an application, and applicants must be at least 18 years old and meet specific terms and conditions to be eligible for our services. Guarantees and indemnities may be required by some lenders as part of their lending criteria. Lender Portal is registered with Companies House (Company Number: 15871826) and is based at 71-75 Shelton Street, Covent Garden, London WC2H 9JQ. By using our services, you acknowledge that you have read and understood these terms and conditions, and agree to be bound by them. ICO number: ZB727660

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